INVEST WITH SINGHS

At Singh Innovations, our business model is straightforward: you invest with us and are guaranteed a predetermined interest rate on your investment. This interest, calculated on an Annual Percentage Rate (APR), is negotiable and varies based on the project type. Below are the high-level steps involved in this strategy:

1.      Application Process: Fill out a quick Google form provided by us to understand your investment goals. This form collects information on your objectives, investment comfort, timeline, amount, number of investors, and previous experience. It acts as a brief application process that helps us assess the potential for a prosperous relationship.

2.      Preliminary Investment Analysis: Based on the information provided in Step 1, Singh Innovations will propose a preliminary investment analysis. This analysis outlines the agreed-upon APR, repayment schedule, repayment duration, safety net contingencies, terms and conditions, and high-level project scope.

3.      Client Feedback Meeting: We highly value client feedback and always aim to ensure our clients are comfortable with the proposed plan. In this stage, we use client feedback to make any necessary changes to the proposal.

4.      Contract Drafting: Singh Innovations' attorneys will draft a legal contract (promissory note) based on the agreed proposal. Contracts will be provided to all parties involved for review. Upon acceptance, the contract will be signed and notarized. Depending on the nature of the investment, the investor may be added as the first lien holder on the subject property. If this occurs, the investor will be responsible for the legal and county recording fees associated with creating and filing the lien.

5.      Investment Deposit: Based on the distribution schedule outlined in the contract, investors will deposit either the full amount or the agreed-upon partial amount through ACH.

6.      Construction Commencement: Construction begins! We provide regular updates to investors on major milestones and keep them informed about the project timeline through updated Gantt charts.

7.      Return on Investment: According to the repayment schedule outlined in the contracts, Singh Innovations will provide either a lump-sum repayment, including interest, or periodic distribution of funds as the project progresses.

8.      Contractual Closeout: Close out all contractual requirements and sign a certificate of completion, releasing any and all filed liens.

 Below is an example of a simple amortization schedule for a $100,000 investment, with a return on investment occurring in 10 months as a lump sum payment upon project completion.

*Please note: This is solely an example. All deals and numbers will vary based on the specific project and investor requirements.

If playing in interest is not your preferred strategy and you would like more skin in the game, then equity investment is for you. At Singh Innovations, we allow you to invest in us rather than with us. For investments of $500,000+, you can grow with the business and have tangible ownership in the project.

Steps for Equity Investment:

1. Virtual Meet and Greet:

• Understand investor needs

• Identify the source of investment funds

• Discuss timelines and experience levels

• High-level discussion of potential project details

2. Non-Disclosure Agreement (NDA):

• An NDA may be signed depending on the project to protect its uniqueness and ensure secrecy until the project launch

3. Devil in the Detail:

• Approval of preliminary scope and verification of funds

• Detailed discussions on project scope begin

• Weekly meetings to develop project execution

• Items discussed include:

• Land acquisition

• Zoning restrictions and rezoning/variance challenges

• Preliminary cost analysis and net sheets

• Preliminary site plans and elevations

• Preliminary floor plans

• Preliminary project timelines

4. Request for Quotes (RFQ):

• Initiate RFQ process for project work to be bid by material suppliers and special trades

5. Final Net Sheet and Contracts:

• Use RFQs to develop detailed net sheets on investor return

• Share redacted net sheets with investors

• Draft contracts by Singh Innovations' attorneys

• Route notarized contracts for investor signatures

• Delineate profit/equity split agreement between Singh Innovations and the investor

6. Transfer of Capital:

• Investors deposit the full amount or the agreed-upon partial amount through ACH based on the contract distribution method

7. Construction Commencement:

• Begin construction

• Provide regular updates on major milestones

• Keep investors informed about project timeline through updated Gantt charts

• Regularly provide project financial updates for transparency on equity being invested

8. Return on Investment:

• Upon project completion and sale of the real estate by Singh Estates (Singh Innovations real estate group), divide equity per the project contract

• Alternatively, equity can be held in joint tenancy by Singh Innovations and the investor